Kilmore VIC 3764

Kilmore VIC 3764

$420,000 Under HTB Scheme

4 beds

2 baths

2 parking

Brand New House & Land Package - Government Help to Buy Scheme

Please read the below details carefully, as they address the majority of common questions.

Key Details

Brand new house & land package available under the Australian Government Help to Buy Scheme
Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia
This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright
Minimum 2% genuine savings required (approx. $14,000 + costs) costs are approximately $3,000-$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)
Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)
The pre-approval and allocation process may take approximately 20-30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)
Must be an Australian citizen
Must be a first home buyer (or otherwise meet scheme requirements)
Household income must fall within government thresholds:
- Up to $100,000 (single applicants)
- Up to $160,000 (joint applicants)
Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers
The advertised pricing relates to the buyer's share only (e.g. 60%) and not the full property value
Contracts will be issued for the full property value, which in this example is $700,000
Shared equity example:
- Buyer: $420,000 (60%)
- Government: $280,000 (40%)
(Note: equity proportions may vary depending on eligibility and structure)
Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements
All figures, repayments, costs, and timeframes are estimates only and subject to change without notice
This is not financial or legal advice. Independent advice should be obtained before proceeding

Details of the house are below

For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $700,000
Below are some options for you as well
From 10% deposit
LMI applicable and added on top of the loan

Discover the perfect blend of style, comfort, and value with this beautifully designed house and land package ideal for first home buyers, growing families, and investors alike. Offering a functional layout with quality finishes throughout, this home delivers modern living at its best.

Featuring 4 spacious bedrooms, including a master with walk-in robe and ensuite, multiple living areas, and an open-plan kitchen, meals, and family zone perfect for entertaining.

Home Inclusions:

Category 1 facade

Timber laminate flooring & loop pile carpet

Stone benchtops to kitchen, ensuite & bathroom

European design flick mixer tapware

Rain head showers with semi-frameless screens

Tiled shower bases

Lever door handles

Double lock-up garage with remote control

Gas ducted heating

Fixed site costs

Designer Kitchen Features:

1200mm island bench with breakfast bar

Stone benchtops

European high-gloss cabinetry

900mm Westinghouse freestanding cooker & canopy rangehood

Microwave recess with pot drawer

13/4 bowl stainless steel sink

Dishwasher recess & pull-out bin

Soft-close drawers and doors

ENQUIRE NOW to secure this outstanding opportunity.

Disclaimer:
This is a house and land package. Price is subject to land availability and developer approval. Images, floorplans, and specifications are for illustrative purposes only and may include upgrades not included in the base price. Package is not turnkey and excludes landscaping, fencing, driveway, window furnishings, and letterbox unless otherwise stated. Building subject to council approval and site conditions. Terms and conditions apply.